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The best thing you can do to protect yourself from this or any scam is to be skeptical, says Frank W. Banks and credit card companies are in the process of issuing customers new "chip" cards.

Your Plan If you haven't already done so, ask your phone company to put caller ID on your landline.

In order to protect your data, you are told to immediately call up a certain website and follow its instructions.

A dummy screen may appear that shows viruses being detected and eliminated, but in reality malware is being installed that allows the scammer to steal your usernames and passwords, hold your data for ransom or even use the webcam to spy on you. "Neither Microsoft nor our partners make unsolicited phone calls," says Courtney Gregoire, senior attorney at the Microsoft Digital Crimes Unit.

They pretend to be from a consumer group or law enforcement agency and trick you into thinking they'll help get your money back — for a fee." 3. This is personal info you willingly divulge by entering giveaways and sweepstakes, or when filling out surveys.

"Scammers use all this to create profiles for who they want to target," Nofziger says. According to Microsoft, in 2015 an estimated 3.3 million people — many of them seniors — were victimized by a tech-support con, at a total cost of

Your Plan If you haven't already done so, ask your phone company to put caller ID on your landline.

In order to protect your data, you are told to immediately call up a certain website and follow its instructions.

A dummy screen may appear that shows viruses being detected and eliminated, but in reality malware is being installed that allows the scammer to steal your usernames and passwords, hold your data for ransom or even use the webcam to spy on you. "Neither Microsoft nor our partners make unsolicited phone calls," says Courtney Gregoire, senior attorney at the Microsoft Digital Crimes Unit.

They pretend to be from a consumer group or law enforcement agency and trick you into thinking they'll help get your money back — for a fee." 3. This is personal info you willingly divulge by entering giveaways and sweepstakes, or when filling out surveys.

"Scammers use all this to create profiles for who they want to target," Nofziger says. According to Microsoft, in 2015 an estimated 3.3 million people — many of them seniors — were victimized by a tech-support con, at a total cost of $1.5 billion.

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Your Plan If you haven't already done so, ask your phone company to put caller ID on your landline.In order to protect your data, you are told to immediately call up a certain website and follow its instructions.A dummy screen may appear that shows viruses being detected and eliminated, but in reality malware is being installed that allows the scammer to steal your usernames and passwords, hold your data for ransom or even use the webcam to spy on you. "Neither Microsoft nor our partners make unsolicited phone calls," says Courtney Gregoire, senior attorney at the Microsoft Digital Crimes Unit.They pretend to be from a consumer group or law enforcement agency and trick you into thinking they'll help get your money back — for a fee." 3. This is personal info you willingly divulge by entering giveaways and sweepstakes, or when filling out surveys."Scammers use all this to create profiles for who they want to target," Nofziger says. According to Microsoft, in 2015 an estimated 3.3 million people — many of them seniors — were victimized by a tech-support con, at a total cost of $1.5 billion.

.5 billion.

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